Take out boat insurance online - cheap and fast

Take out boat insurance online - cheap and fast

Is boat insurance worth it?

Definitely! Boat insurances are your rock in the storm. You are covered for emergencies and have a personal contact person in case of damage. The only question is which insurance is best for you?

Here you will find a comparison of liability and comprehensive insurance, an overview of our 3 tariffs and a quote calculator. Do not hesitate to contact us if you have any questions!

Is boat insurance worth it?

Liability or comprehensive insurance for boats?

In Germany, there is no mandatory insurance for boats. However, in case of damage, you are always liable with your private assets for the damage caused. Our motto: Better safe than sorry.

Boat liability insurance

A liability insurance covers damages to third parties. This includes both property damage to the foreign boat and personal injury. Environmental and water damage are also integrated.

For seasoned captains and occasional drivers, liability insurance may even be sufficient. This roughly depends on your accident risk. For example, if you only travel on domestic waters and rarely drive, the risk of causing damage is relatively low. The more often you are on the road, the more worthwhile a better liability insurance becomes. That's why we even recommend a more comprehensive tariff for beginners or frequent drivers. See the different offers here.

Boat comprehensive insurance

In comparison to boat liability insurance, comprehensive insurance also covers damages to your own boat. Your boat is insured at its new value (5-year new value regulation). This includes accidents, theft, fire, break-ins, collisions, and much more. Our opinion: the more expensive the boat, the more likely it is that comprehensive insurance should be taken out. Again, the recommendation goes to frequent drivers and beginners. You can find more details in the performance comparison.

Boat comprehensive insurance

Boat insurance: Our 3 tariffs compared

There are 3 different tariffs: Basic, Basic Plus, Premium. Here you will find a little help for which tariff is suitable for which boat owner. The main differences lie in the scope of insurance coverage and the contributions. The better you are insured, the more expensive the insurance will of course be.

We always recommend the Basic Plus tariff, the golden mean. In the classic Basic tariff, only the most necessary insurance coverage is included. Similar to liability insurance, the Basic tariff is only worthwhile if you can exclude some damages and have a lower risk. Experienced sea dogs may not need protection in the event of accidents, collisions or running aground. Beginners, on the other hand, do. Some boat owners may already have a boat port and are already insured against vandalism and theft. Then it may be sufficient to take the Basic variant.

In the Basic Plus tariff, on the other hand, the most important additions are included, such as: financial losses, boat trailers or burglary/theft. Theft of the outboard motor or dinghy is also included. As soon as you drive more often and are not only on the home waters, the Basic Plus tariff is highly recommended. The maximum security is offered by the Premium tariff. Here are a few helpful services such as the 24-hour hotline or comprehensive assistance abroad.

Boat insurance tariff calculator - calculate contribution and insure directly

Have you looked at the 3 different packages Basic, Basic Plus and Premium? Then you can now calculate an individual offer for your boat. Enter the corresponding data. Of course, completely non-binding in the first step.

Which boats are insured?

You can insure all types of boats with us. All types of motorized boats: motorboats, motor yachts, houseboats and inflatable boats. We also have suitable policies for all sailors: sailboats, dinghies, sailing yachts and even trimarans.

Boats without motors can also be insured: inflatable boats, paddle boats, rowboats, canoes or kayaks. There is also a solution for special cases: jetboards, eFoils and even jet skis.

What to do in case of damage to the boat?

Don't worry. Simply log in to Nammert's website under the menu item 'Login' in case of damage. Select 'My Contracts' from the selection menu. Click on 'Report Damage' and enter all the information. That's it. You can even do this on your smartphone. Nammert will take care of the further processing.

Why do we work with Nammert boat insurances?

You will receive your policies within minutes. The insurance coverage starts the next day. Concluded today, insured on the water tomorrow. In addition, the support and advice at Nammert is very personal. A contact person can be reached at any time by phone, email or WhatsApp.

Another important aspect for us are market-standard conditions. In summary, good prices for you and the opportunity to save some money on your existing insurance.

Nammert boat insurance

When it comes to insuring boats and yachts, Nammert is one of the best insurance companies. Nammert has been insuring since 1989 and is very experienced. The colleagues at Nammert offer fast claims settlement, which is also easy to do digitally. Nammert will even take care of cancelling your old insurance if you wish, in just 3 minutes.

Test report with conclusion and grade: Very good. Nammert is rated by the evaluation portal Ausgezeichnet with a score of 4.91/5.00 in around 2,500 customer reviews. The rating speaks for itself.

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Legal protection for boats and water sports

A legal protection insurance serves to protect against high lawyer and court costs. Legal costs can quickly add up. Even with a dispute value of €2,000, court costs can be €1,200. The higher the dispute value, the higher the costs. Also, keep in mind that proceedings can sometimes take several years.

Important: Watercraft (boats) are often excluded from conventional legal protection insurance and require their own insurance. Even if legal protection for boats is relatively inexpensive, it is best to check the terms and conditions of your existing legal protection insurance.

Water sports accident insurance

Even experienced water sports enthusiasts can quickly have accidents on the water. There are accidents that fortunately have no serious consequences. In the worst case, however, an accident can change a life forever. In the hobby sector, water sports are responsible for the most deadly accidents according to the University of Munich.

We cannot prevent this from happening, but we can stand by your side. A water sports accident insurance secures water sports enthusiasts against financial consequences in case of disability, rescue costs, cosmetic operations, bodily injury, as well as death. Accidents resulting from strokes, heart attacks, and drunkenness are also included. The private accident insurance comes into effect when the statutory insurance does not apply. The cheapest accident insurance costs from 38€ per year.

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